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Airtel Axis Bank Credit Card

Axis Bank

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹500

Annual fee

₹500

Reward type

Cashback

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

1%–10%

Travel

1%

Shopping

1%

Fuel

1%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

25% cashback on Airtel services, 10% on utilities & food apps, 1% on other spends

Lounge access

No lounge access (removed from April 2026 update)

Best for

Airtel users and utility bill payments

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 25% cashback on Airtel mobile, broadband, WiFi, and DTH via Airtel Thanks app (capped monthly)
  • 10% cashback on utility bill payments (electricity, gas, etc.)
  • 10% value-back on food delivery (Zomato, Blinkit, etc.)
  • 1% cashback on all other spends
  • 1% fuel surcharge waiver
  • Annual fee waiver on ₹2L annual spend

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
18–70 years, Indian resident, income-based approval
Welcome offer
₹500 Amazon voucher on first transaction within 30 days