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SBI SimplyCLICK Credit Card

SBI Card

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹499

Annual fee

₹499

Reward type

Reward points

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

0.3%

Travel

0.3%

Shopping

1.3%–2.5%

Fuel

0.3%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

10X points on partner brands (~2.5%), 5X on other online spends (~1.25%), 1 point per ₹100 offline (~0.25%)

Lounge access

No lounge access

Best for

Online shopping (Amazon, Myntra, Swiggy, Cleartrip, etc.)

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 10X reward points on partner brands like Amazon, Myntra, Swiggy, BookMyShow, Cleartrip, Yatra
  • 5X reward points on all other online spends
  • 1 reward point per ₹100 on offline spends
  • ₹2,000 e-voucher on ₹1L and ₹2L annual online spends
  • 1% fuel surcharge waiver
  • Annual fee waiver on ₹1L annual spend

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
₹20,000+ monthly income (indicative), good credit score (650+)
Welcome offer
₹500 Amazon gift voucher on card activation