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Axis Bank Neo Credit Card

Axis Bank

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹250

Annual fee

₹250

Reward type

Reward points

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

0.1%

Travel

0.1%

Shopping

0.1%

Fuel

0.1%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

1 EDGE Reward point per ₹200 spent

Lounge access

No lounge access

Best for

Beginner users, online offers and discounts

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • Flat ₹120 off on Zomato (twice per month)
  • 5% cashback on utility bill payments via Paytm
  • 10% discount on Blinkit and BookMyShow
  • Discounts on Myntra and partner brands
  • Dining offers via Axis Dining Delights
  • 1 EDGE Reward point per ₹200 spent
  • Fuel surcharge waiver (1%)

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
18–70 years, Indian resident, income-based approval
Welcome offer
100% cashback up to ₹300 on first utility bill payment within 30 days