IRCTC SBI Card Premier
SBI Card
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Key details
Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.
Joining fee
Annual fee
Reward type
Network
Category earn rates
Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).
Dining
Travel
Shopping
Fuel
Last updated
How this card works
Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.
Reward rate
Lounge access
Best for
Key benefits
Highlights from the issuer listing; confirm live offers on the bank’s site.
- Up to 10% value back on IRCTC railway ticket bookings
- 5% value back on IRCTC air tickets and e-catering
- 3 reward points per ₹125 on dining and utility spends
- 1 reward point per ₹125 on other spends
- 1% transaction charge waiver on railway bookings
- Up to 8 complimentary railway lounge visits per year
- Milestone rewards: 2,500 points on ₹50K travel spend, 5,000 points on ₹1L
- 1% fuel surcharge waiver
Good to know
Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.
- Welcome offer
- 1,500 reward points worth ₹1,500 on payment of joining fee