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American Express Platinum Reserve Credit Card

American Express

Amex

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹10,000

Annual fee

₹10,000

Reward type

Reward points

Network

Amex

Est. point value

₹0.25per Membership Rewards point (used for category % below)

Category earn rates

Approximate % of spend. We convert Amex points using the estimated value above; ranges add milestones or accelerators from catalog data.

Dining

0.5%–2.5%

Travel

0.5%–2.5%

Shopping

0.5%–4.5%

Fuel

0.5%–2.5%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

1 point per ₹50 spent

Lounge access

Domestic + international lounge access (Priority Pass included, limited visits)

Best for

Premium lifestyle, travel, and dining benefits

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • Complimentary airport lounge access
  • Priority Pass membership
  • Luxury memberships (Taj Epicure, Accor Plus, EazyDiner)
  • Golf access (2 sessions/month on ₹50K spend)
  • ₹1,000 monthly vouchers on ₹50K spend
  • Concierge services

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
High-income profile (approval-based)
Welcome offer
11,000 Membership Rewards points on eligible spend
Milestone rewards
  • Reward
    ₹1,000 voucher
    Condition
    ₹50,000 monthly spend
    Frequency
    monthly