SBI Card ELITE
SBI Card
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Key details
Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.
Joining fee
Annual fee
Reward type
Network
Category earn rates
Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).
Dining
Travel
Shopping
Fuel
Last updated
How this card works
Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.
Reward rate
Lounge access
Best for
Key benefits
Highlights from the issuer listing; confirm live offers on the bank’s site.
- 5X reward points on dining, grocery and departmental store spends
- 2 reward points per ₹100 on other spends
- Free movie tickets worth ₹6,000 per year
- Up to 50,000 bonus reward points on milestone spends
- Priority Pass membership with international lounge access
- 2 domestic lounge visits per quarter
- 1% fuel surcharge waiver
- Low forex markup (~1.99%)
- Complimentary Club Vistara Silver membership
- 24/7 concierge services
Good to know
Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.
- Eligibility
- 21–70 years, stable income, good credit score
- Welcome offer
- ₹5,000 e-gift voucher on joining
- Annual fee waiver
- Spend ₹10,00,000 in previous year