American Express Membership Rewards Credit Card
American Express
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Key details
Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.
Joining fee
Annual fee
Reward type
Network
Est. point value
Category earn rates
Approximate % of spend. We convert Amex points using the estimated value above; ranges add milestones or accelerators from catalog data.
Dining
Travel
Shopping
Fuel
Last updated
How this card works
Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.
Reward rate
Lounge access
Best for
Key benefits
Highlights from the issuer listing; confirm live offers on the bank’s site.
- Earn 1 Membership Rewards point per ₹50 spent
- 1,000 bonus points on 4 transactions of ₹1,500+ per month
- 1,000 bonus points on ₹20,000 monthly spend
- 5,000 bonus points on renewal
- Access to Gold Collection rewards catalogue
- Fuel surcharge waiver
Good to know
Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.
- Eligibility
- ₹6L+ annual income (approx.)
- Welcome offer
- 4,000 bonus points on ₹15,000 spend in first 90 days
- Milestone rewards
- Condition
- 4 transactions of ₹1,500+ in a month
- Frequency
- monthly
- Reward Points
- 1000
- Condition
- ₹20,000 spend in a month
- Frequency
- monthly
- Reward Points
- 1000
- Condition
- Card renewal
- Frequency
- yearly
- Reward Points
- 5000