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Axis Bank ACE Credit Card

Axis Bank

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹499

Annual fee

₹499

Reward type

Cashback

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

1.5%–4%

Travel

1.5%

Shopping

1.5%

Fuel

1%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

5% cashback on utility payments via Google Pay, 4% on Swiggy/Zomato/Ola, 1.5% on other spends

Lounge access

4 complimentary domestic lounge visits per year (on ₹50,000 spend in last 3 months)

Best for

Utility payments and everyday cashback

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 5% cashback on utility bill payments via Google Pay
  • 4% cashback on Swiggy, Zomato, and Ola
  • 1.5% unlimited cashback on all other spends
  • 4 domestic airport lounge visits per year
  • 1% fuel surcharge waiver
  • Dining discounts via Axis Dining Delights

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
18–70 years, Indian resident, income-based approval
Welcome offer
Joining fee reversal on spends (limited-time offer based)
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