SBI Card Miles ELITE
SBI Card
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Key details
Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.
Joining fee
Annual fee
Reward type
Network
Category earn rates
Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).
Dining
Travel
Shopping
Fuel
Last updated
How this card works
Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.
Reward rate
Lounge access
Best for
Key benefits
Highlights from the issuer listing; confirm live offers on the bank’s site.
- 3X rewards on travel spends (6 Travel Credits per ₹200)
- 1X rewards on other spends (2 Travel Credits per ₹200)
- 5,000 Travel Credits welcome benefit on ₹1L spend
- 20,000 bonus Travel Credits on ₹12L annual spend
- Domestic and international airport lounge access
- Low forex markup (~1.99%)
- 1% fuel surcharge waiver
- Air miles & hotel loyalty transfer (1:1 for select partners)
Good to know
Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.
- Eligibility
- 21–70 years, stable income, good credit score
- Welcome offer
- 5,000 Travel Credits on ₹1L spend within 60 days
- Annual fee waiver
- Spend ₹15,00,000 in previous year