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Swiggy HDFC Bank Credit Card

HDFC Bank

Mastercard

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹500

Annual fee

₹500

Reward type

Cashback

Network

Mastercard

Category earn rates

Approximate % of spend. Other issuers may show a range when we can infer base earn plus bonuses from catalog data.

Dining

1%–5%

Travel

1%

Shopping

1%–5%

Fuel

0%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

10% on Swiggy, 5% online, 1% offline

Lounge access

No lounge access

Best for

Food delivery and online shopping

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 10% cashback on Swiggy (Food, Instamart, Dineout, Genie)
  • 5% cashback on online spends
  • 1% cashback on all other spends
  • Complimentary Swiggy One membership
  • Cashback credited directly (no points conversion)

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Welcome offer
Complimentary Swiggy One membership + activation benefits