Cashback SBI Card
SBI Card
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Key details
Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.
Joining fee
Annual fee
Reward type
Network
Category earn rates
Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).
Dining
Travel
Shopping
Fuel
Last updated
How this card works
Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.
Reward rate
Lounge access
Best for
Key benefits
Highlights from the issuer listing; confirm live offers on the bank’s site.
- 5% cashback on all online spends without merchant restrictions
- 1% cashback on offline spends
- Automatic cashback credit (no reward points conversion)
- Fuel surcharge waiver benefit
Good to know
Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.
- Eligibility
- Age Max
- 70
- Age Min
- 21
- Employment
- Salaried
- Self-employed
- Credit Score Required
- true
- Annual fee waiver
- Spend ₹2,00,000 in previous year
- Excluded spend categories
- Fuel
- Wallet reloads
- Jewellery
- Education payments
- Utility bills
- Railway bookings
- Quasi-cash transactions
- Cashback cap (per month)
- 5000