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SBI SimplySAVE Credit Card

SBI Card

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹499

Annual fee

₹499

Reward type

Reward points

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

1.7%

Travel

0.2%

Shopping

0.2%

Fuel

0.2%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

10X rewards on dining, grocery, movies & departmental stores (~1.67%), 1 point per ₹150 on other spends (~0.17%), 1 point = ₹0.25

Lounge access

No lounge access

Best for

Everyday offline spending (groceries, dining, movies, departmental stores)

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 10X reward points on dining, grocery, movies and departmental store spends
  • 1 reward point per ₹150 on other spends
  • 2,000 reward points welcome bonus on ₹2,000 spend in 60 days
  • 1% fuel surcharge waiver
  • Annual fee waiver on ₹1L annual spend

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
18–70 years, ₹20,000+ monthly income (indicative), good credit score
Welcome offer
2,000 reward points on ₹2,000 spend in first 60 days
Annual fee waiver
Spend ₹1,00,000 in previous year