Back to all cards

American Express Gold Card

American Express

Amex

AI snapshot

Loading…

Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹1,000

Annual fee

₹4,500

Reward type

Reward points

Network

Amex

Est. point value

₹0.25per Membership Rewards point (used for category % below)

Category earn rates

Approximate % of spend. We convert Amex points using the estimated value above; ranges add milestones or accelerators from catalog data.

Dining

0.5%–4.7%

Travel

0.5%–4.7%

Shopping

0.5%–4.7%

Fuel

0.5%–4.7%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

1 point per ₹50 spent

Lounge access

None

Best for

Milestone rewards and regular spenders

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • Earn 1,000 bonus points every month on 6 transactions of ₹1,000+
  • Access to Gold Collection rewards catalog
  • Fuel surcharge waiver at HPCL

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
Not publicly specified (varies by applicant profile)
Welcome offer
4,000 bonus Membership Rewards points on joining
Milestone rewards
  • Condition
    6 transactions of ₹1,000+ per month
    Frequency
    monthly
    Reward Points
    1000