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American Express Platinum Travel Card

American Express

Amex

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹5,000

Annual fee

₹5,000

Reward type

Reward points

Network

Amex

Est. point value

₹0.25per Membership Rewards point (used for category % below)

Category earn rates

Approximate % of spend. We convert Amex points using the estimated value above; ranges add milestones or accelerators from catalog data.

Dining

0.5%

Travel

0.5%–2.7%

Shopping

0.5%

Fuel

0.5%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

1 point per ₹50 spent

Lounge access

8 complimentary visits per year (2 per quarter, domestic)

Best for

Travel and milestone-based rewards

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • Earn Membership Rewards points on every spend
  • Milestone-based bonus rewards up to 40,000+ points
  • Taj voucher worth ₹10,000 on high spend
  • Priority Pass membership included
  • Fuel surcharge waiver at HPCL

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
₹6L+ annual income (approx.)
Welcome offer
Welcome benefits after eligible spend (varies by campaign)
Milestone rewards
  • Spend
    190000
    Reward Points
    7500
  • Spend
    400000
    Reward Points
    10000
  • Bonus
    Taj voucher worth ₹10,000
    Spend
    700000
    Reward Points
    22500