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SBI Card PRIME

SBI Card

Visa

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Key details

Quick facts at a glance. Further down, “How this card works” spells out rewards, lounges, and fit in more detail.

Joining fee

₹2,999

Annual fee

₹2,999

Reward type

Reward points

Network

Visa

Category earn rates

Approximate % of spend. SBI and Axis values are estimated from reward rules and benefits text in our catalog (low end ≈ base earn, high end ≈ best partner tier where applicable).

Dining

2.5%–5%

Travel

0.5%

Shopping

0.5%

Fuel

0.5%

Last updated

How this card works

Reward rules, lounge access, and who it fits best—summarized from the card information we show elsewhere on this page. Double-check anything important with your bank.

Reward rate

10 points per ₹100 on dining, groceries, movies (~2.5%), 2 points per ₹100 on other spends (~0.5%), 4 points = ₹1

Lounge access

8 domestic + 4 international visits per year (Priority Pass)

Best for

Dining, groceries, lifestyle rewards with moderate travel benefits

Key benefits

Highlights from the issuer listing; confirm live offers on the bank’s site.

  • 10X reward points on dining, groceries, departmental stores & movies
  • 2 reward points per ₹100 on other spends
  • ₹3,000 welcome e-gift voucher
  • Milestone benefits worth up to ₹11,000 annually
  • 8 domestic and 4 international lounge visits
  • 1% fuel surcharge waiver
  • Golf benefits and hotel privileges
  • Birthday bonus rewards (up to 20 points per ₹100)

Good to know

Eligibility, welcome benefits, fee waivers, and common limits. We do not list internal catalog or partner-only fields—always confirm with your bank before you apply.

Eligibility
18–70 years, stable income, good credit score
Welcome offer
₹3,000 e-gift voucher from brands like Pantaloons, Yatra, Bata
Annual fee waiver
Spend ₹3,00,000 in previous year